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Top-Rated Travel Insurance Companies

Top RatedMost Trusted
Amica
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4.3
Rank #1
Most TrustedBest Coverage
Travelers
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4.1
Rank #2

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Travel Insurance: What You Need to Know

Travel insurance protects your trip investment and your health when you’re away from home. Whether you’re planning an expensive international vacation, a cruise, or a simple domestic getaway, the right travel insurance can save you thousands if things go wrong. We’ve compared top travel insurance providers on coverage, pricing, and customer service so you can travel with confidence.

Choosing travel insurance depends on where you’re going, how much your trip costs, and what activities you’ll be doing. At minimum, look for trip cancellation, emergency medical coverage, and baggage protection. If you’re traveling internationally, make sure medical coverage limits are high enough — healthcare abroad can be extremely expensive. For maximum flexibility, consider a Cancel for Any Reason (CFAR) upgrade.

Tips for Choosing the Best Travel Insurance

Buy travel insurance as soon as you make your first trip payment
Check if your credit card already includes any travel protections
Make sure emergency medical coverage is at least $100K for international trips
Look for Cancel for Any Reason coverage for maximum flexibility
Read the policy on pre-existing medical conditions carefully
Keep all receipts and documentation for potential claims

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